Sleep apnea coverage is not unlimited – most insurance policies have specific limits on what they will pay for CPAP equipment and supplies. Typically, policies include an annual allowance for CPAP masks and related accessories, as well as a machine replacement allowance every five years. Your entitlements will depend on your insurance provider and your specific level of coverage.

Just as policies vary between insurers, so do levels of coverage. If you have a basic policy, your annual rebate limit for masks and supplies will be lower than someone with a comprehensive plan. Once you reach your limit, you’ll need to wait for your policy to reset – usually after a year – before you can claim for new supplies again.

It's important to know that you can make a claim for CPAP equipment and supplies at any time of the year.

However, any unused benefits from the previous calendar year typically won’t roll over into the new year. Most health insurance plans operate on a calendar year basis, but some may align with the financial year instead. Be sure to check the details of your specific plan to understand when your benefits reset and how to maximize your coverage.

We want you to get the most out of your sleep apnea plan. That’s why The CPAP Store offers a range of exclusive deals and value-packed offers to help your benefits go further. Here are our top tips for maximizing your sleep apnea plan.

Make the Most of "Buy One, Get One" Offers

You don’t have to limit your sleep apnea plan benefits to a single purchase. With our special "Buy One, Get One" offers, you can double the value of your coverage. Take advantage of these exclusive deals:

• Machine Offer: Purchase one CPAP machine at full price and receive a second CPAP machine for FREE, plus a free gift! (Value: $2400)
• Full Face Mask Offer: Buy one full-price full-face CPAP mask and get another full-face mask absolutely FREE. (Value: $325)
• Nasal Mask Offer: Buy one full-price nasal CPAP mask and receive two additional nasal masks for FREE. (Value: $325)

Note: These offers are only available on our "Buy One, Get One" offers page through the button below.

These offers are a great way to stock up on essential CPAP equipment and ensure you always have a backup when you need it most.

Take Advantage of No or Low Out-of-Pocket Costs

CPAP supplies are one of the few health services where you can potentially pay nothing at all. Many sleep apnea plans offer no or low co-pay options, which means you’re covered for essential equipment and accessories at little to no cost. Depending on your coverage, you could take advantage of our "Buy One, Get One" deals to get even more value with no or minimal out-of-pocket expenses.

Keep a Backup of Essential Supplies

We know that CPAP therapy is an ongoing process, and having a backup can make all the difference. Your sleep apnea plan can help you stock up on extra masks and other essential supplies. With our "Buy One, Get One" offers, you can keep extras on hand for your travel bag, or as a backup at home.

Upgrade Your Equipment When Eligible

A lot of sleep apnea plans provide coverage for a new CPAP machine every five years. If it’s been a while since you’ve upgraded your equipment, check with your insurer to see if you’re eligible for a new machine. With our exclusive machine offer, you’ll not only get a new device but a second one for FREE, along with a free gift. It’s a great way to stay ahead and ensure you’re always using the latest technology.

Start Fresh at the Beginning of the Year

Most insurance benefits reset annually, so January is the perfect time to make use of your renewed coverage. Don’t miss out on your entitlement. Use it as a reminder to assess your CPAP therapy needs and take advantage of our "Buy One, Get One" offers to maximize your benefits from day one.

Know Your Limits

Sleep apnea plan benefits aren’t unlimited. Most policies have an annual limit for items like masks and a machine replacement limit (typically every five years). It’s important to understand your plan’s specific limits and use them wisely. If you’re unsure, check with your insurance provider or speak with our team for guidance on how to maximize your coverage.

Don’t Let Benefits Expire

Unused benefits from the previous calendar year often don’t roll over into the new year. Don’t wait until it’s too late. Take advantage of your benefits before the year ends, so you don’t miss out on savings. With our "Buy One, Get One" deals, you can maximize your coverage and get essential supplies for the upcoming year.

Get the Most from Your Sleep Apnea Plan

Your sleep apnea plan is there to support your treatment journey. Understanding your entitlements and taking advantage of The CPAP Store’s exclusive offers can help you make the most of your coverage. From "Buy One, Get One" deals to easy on-the-spot claims, we’re here to make managing your CPAP therapy simpler and more affordable. If you’re ready to maximize your plan, shop with us today and see how much further your benefits can go.